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'Return To: <br /> 7-14 G 4 6 <br /> MIS/PA <br /> 1900 FROST ROAD, SUITE 110 vik"?d C.-I" z. <br /> (W <br /> BRISTOL, PA 19007 <br /> L <br /> dp.t �ewr.-- un,t <br /> Prepared By: <br /> Scott Egan <br /> (Space Above This Line For Recording Data) <br /> M.I.S. FILE Na. MORTGAGE <br /> MIN 100049700005810284 <br /> DEFINITIONS <br /> Words used in multiple sections of this document are defined below and other words are defined in <br /> Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are <br /> also provided in Section 16. <br /> (A) "Security Instrument" means this document, which is dated October 28, 2004 <br /> together with all Riders to this document. <br /> (B) "Borrower"is David G. Hobson & Jeanette L. Hobson <br /> Borrower is the mortgagor under this Security Instrument. <br /> (C) "MERS" is Mortgage Electronic Registration Systems. Inc. MERS is a separate corporation that is <br /> acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the mortgagee <br /> under this Security Instrument MERS is organized and existing under the laws of Delaware, and has an <br /> address and telephone number Of P.O. Box 2026, Flint, MI 48501-2026, fel. (888) 679-MERS. <br /> (D) "Lender"is AFS Financial, Inc. <br /> Lender is a Corporation <br /> organized and existing under the laws of State of Rhode Island <br /> Lender's address is 25 Enterprise Center, Newport, RI 02842 <br /> 2004-581028 4-581028 2018 <br /> ARKANSAS-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT WITH MESS Form 3004 1!01 <br /> CVA(AR)10306) <br /> Page 1 of 15 initi <br /> VMP Mortgage Solutions:8901521 9 <br />