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HomeMy WebLinkAbout1991-11-01 • ORDINANCE NO. AN ORDINANCE AUTHORIZING THE CONSTRUCTION OF EXTENSIONS, BETTERMENTS AND IMPROVEMENTS TO THE WATER AND SEWER SYSTEM OF THE CITY OF BATESVILLE, ARKANSAS; AUTHORIZING THE ISSUANCE OF REFUNDING AND IMPROVEMENT WATER AND SEWER SYSTEM REVENUE BONDS; PROVIDING FOR THE PAYMENT OF THE PRINCIPAL OF AND INTEREST ON THE BONDS; PRESCRIBING OTHER MATTERS RELATING THERETO; AND DECLARING AN EMERGENCY. WHEREAS, the City of Batesville, Arkansas (the "City") , a city of the first class, owns and operates, by and through the Batesville Utilities Commission (the "Commission") a Waterworks and Sewer System ("System") ; and WHEREAS, the City Council has determined that expansions and improvements to the System are necessary in order to make the services thereof adequate for the needs of the City; and WHEREAS, the City has employed McGoodwin, Williams & Yates as consulting engineer; and WHEREAS, the consulting engineer has prepared preliminary plans and specifications for the proposed expansions and improvements to the System, all as described in detail in the plans and specifications (the "Improvements") , and a copy of the plans and specifications is on file in the office of the Commission where it may be inspected by any interested person; and WHEREAS, the City has outstanding issues of Water and Sewer Refunding Revenue Bonds, dated August 1, 1976 (the 111976 Bonds") and Water and Sewer Revenue Bonds, dated May 1, 1978 (the "1978 Bonds") ; and WHEREAS, the City can realize substantial debt service savings by discharging and refinancing the debt evidenced by the 1976 Bonds and the 1978 Bonds; and WHEREAS, the total estimated cost of the Improvements, the refinancing provision of required reserves and necessary expenses incidental thereto and to the issuance of bonds is approximately $8 , 895, 000; and WHEREAS, it is expected that federal grant funds in the amount of approximately $1, 600, 000 will be available to pay a portion of the cost of the Improvements; and WHEREAS, the City has funds available for the discharge of the 1976 Bonds and for payment of a portion of other costs involved; and WHEREAS, the City has made arrangements for the sale of its $6, 075, 000 in principal amount of Refunding and Improvement Water and Sewer Revenue Bonds, Series 1991 (the "Series 1991 I • Bonds") for the purpose of financing the refunding of the 1976 Bonds and the 1978 Bonds and the cost of the Improvements; and NOW THEREFORE, BE IT ORDAINED by the City Council of the City of Batesville, Arkansas: Section 1. The Improvements shall be accomplished. Section 2 . The City Council hereby finds and declares that the period of usefulness of the Improvements will be more than forty (40) years, which is longer than the term of the Series 1991 Bonds. Section 3 . The sale of the Bonds to T.J. Raney & Sons (the "Underwriter") pursuant to the terms and conditions set out in the Bond Purchase Agreement relating thereto, which has been submitted to and is before this meeting, at a price of 98 . 63% of the principal amount plus accrued interest for Series 1991 Bonds bearing interest, maturing and otherwise subject to the terms and provisions hereafter in this Ordinance set forth in detail be, and the same are hereby, approved and confirmed. The Bond Purchase Agreement is approved and the Mayor is authorized to execute and deliver it on behalf of the City. Section 4 . Under the authority of the Constitution and laws of the State of Arkansas, including particularly Arkansas Code of 1987 Annotated, Title 14 , Chapter 234, Subchapter 2 , Title 14, Chapter 235, Subchapter 2 and Title 14, Chapter 231, Subchapter 1 and decisions of the Supreme court of Arkansas, including City of Harrison v. Braswell , 209 Ark. 1094 , 194 S.W. 2d 12 (1946) , City of Batesville, Arkansas Refunding and Improvement Water and Sewer Revenue Bonds, Series 1991, are hereby authorized and ordered issued in the principal amount of $6, 075, 000 for the purpose of accomplishing the Improvements, refunding the 1976 Bonds and the 1978 Bonds, and paying necessary expenses incidental thereto and to the issuance of the Series 1991 Bonds. The Series 1991 Bonds are being issued as Series 1991 A Bonds, in the principal amount of $4 , 950, 000, to finance the cost of the Improvements, and as Series 1991 B Bonds, in the principal amount of $1, 125, 000, to finance the refunding of the 1978 Bonds. The Bonds shall be initially dated December 1, 1991, with interest payable semiannually on February 1 and August 1 of each year, commencing August 1, 1992 , shall be numbered consecutively from 1 upward, in order of issuance, and shall be in the denomination of $5, 000 or an integral multiple thereof. The Series 1991 Bonds shall mature (on February 1) and bear interest as follows: «�Y m�i.aaz -2- • SERIES 1991 A INTEREST YEAR PRINCIPAL RATE (%) 1993 $140, 000. 00 4 . 80 1994 145, 000. 00 5. 00 1995 150, 000. 00 5. 15 1996 160, 000. 00 5. 25 1997 170, 000. 00 5. 40 1998 180, 000. 00 5. 50 1999 190, 000. 00 5. 65 2000 200, 000. 00 5. 75 2001 210, 000. 00 5. 85 2002 225, 000. 00 6. 00 2003 235, 000. 00 6. 15 2004 250, 000. 00 6. 25 2005 265, 000. 00 6. 35 2006 285, 000. 00 6 . 45 2007 305, 000. 00 6. 50 2012 1, 840, 000. 00 6. 65 SERIES 1991 B INTEREST . YEAR PRINCIPAL RATE M 1993 $135, 000 4 . 80 1994 145, 000 5. 00 1995 150, 000 5 . 15 1996 160, 000 5. 25 1997 170, 000 5. 40 1998 175, 000 5. 50 1999 190, 000 5. 65 Principal (at stated maturity and mandatory redemption prior to maturity) and interest on the Series 1991 Bonds shall be due as follows: • tcmr%WA1.m2 —3— • SERIES 1991 A BONDS DATE PRINCIPAL INTEREST TOTAL 8/ 1/92 203 , 111. 67 203 , 111. 67 2/ 1/93 140, 000. 00 152, 333 . 75 292 , 333 . 75 8/ 1/93 148, 973 . 75 148 , 973 . 75 2/ 1/94 145, 000. 00 148, 973 .75 293 , 973 . 75 8/ 1/94 145, 348 . 75 145, 348 . 75 2/ 1/95 150, 000. 00 145, 348 . 75 295, 348 . 75 8/ 1/95 141, 486. 25 141, 486 . 25 2/ 1/96 160, 000. 00 141, 486. 25 301, 486. 25 8/ 1/96 137 , 286. 25 137, 286. 25 2/ 1/97 170, 000. 00 137, 286. 25 307 , 286 . 25 8/ 1/97 132 , 696 . 25 132 , 696 . 25 2/ 1/98 180, 000. 00 132 , 696.25 312 , 696. 25 8/ 1/98 127, 746. 25 127 , 746. 25 2/ 1/99 190, 000. 00 127, 746. 25 317, 746. 25 8/ 1/99 122 , 378 . 75 122 , 378 . 75 2/ 1/ 0 200, 000. 00 122, 378 . 75 322 , 378.75 8/ 1/ 0 116, 628 . 75 116, 628. 75 2/ 1/ 1 210, 000. 00 116, 628 .75 326, 628 . 75 8/ 1/ 1 110, 486. 25 110, 486. 25 2/ 1/ 2 225, 000. 00 110, 486. 25 335, 486 . 25 8/ 1/ 2 103 , 736 . 25 103 , 736. 25 2/ 1/ 3 235, 000. 00 103 , 736. 25 338, 736. 25 8/ 1/ 3 96, 510. 00 96, 510. 00 2/ 1/ 4 2501000. 00 96, 510. 00 346, 510. 00 8/ 1/ 4 88, 697 . 50 88 , 697 . 50 2/ 1/ 5 265, 000. 00 88, 697 . 50 353 , 697 . 50 8/ 1/ 5 80, 283 . 75 80, 283 . 75 2/ 1/ 6 285, 000. 00 80, 283 . 75 365, 283 . 75 8/ 1/ 6 71, 092 . 50 71, 092 . 50 2/ 1/ 7 3051000. 00 71, 092 . 50 376, 092 . 50 8/ 1/ 7 61, 180. 00 61, 180. 00 2/ 1/ 8 325, 000. 00 61, 180. 00 386, 180. 00 8/ 1/ 8 50, 373 . 75 50, 373 . 75 2/ 1/ 9 345, 000. 00 50, 373 . 75 395, 373 . 75 8/ 1/ 9 38, 902 . 50 38 , 902 . 50 2/ 1/10 365, 000. 00 38, 902 . 50 403 , 902 . 50 8/ 1/10 26, 766. 25 26, 766. 25 2/ 1/11 390, 000. 00 26, 766. 25 4161766. 25 8/ 1/11 13 , 798 . 75 13 , 798 . 75 2/ 1/12 415, 000. 00 13 , 798 . 75 428, 798 . 75 -4- • SERIES 1991 B BONDS DATE PRINCIPAL INTEREST TOTAL 8/ 1/92 39, 596. 67 39 , 596 . 67 2/ 1/93 135, 000. 00 29, 697. 50 164 , 697 . 50 8/ 1/93 26, 457 . 50 26, 457 . 50 2/ 1/94 145, 000. 00 26, 457. 50 171, 457 . 50 8/ 1/94 22 , 832 . 50 22 , 832 . 50 2/ 1/95 150, 000. 00 22 ,832 . 50 172 , 832 . 50 8/ 1/95 18 , 970. 00 18 , 970. 00 2/ 1/96 160, 000. 00 18, 970. 00 178, 970 . 00 8/ 1/96 14, 770. 00 14 , 770. 00 2/ 1/97 170, 000. 00 14 , 770. 00 184 , 770. 00 8/ 1/97 10, 180. 00 10, 180. 00 2/ 1/98 175, 000. 00 10, 180. 00 185, 180. 00 8/ 1/98 5, 367 . 50 51367. 50 2/ 1/99 190, 000. 00 5, 367 . 50 195, 367 . 50 The Series 1991 Bonds shall be registered as to principal and interest. Principal is payable at the principal office of First National Bank of Lawrence County, , (the "Trustee" and "Paying Agent") in the City of Walnut Ridge, Arkansas. Payment of interest shall be by check or draft mailed to the registered owner at the address shown on the registration book of the City • maintained by the Trustee. Bonds issued prior to the first interest payment date shall bear interest from December 1, 1991. The interest commencement date for Series 1991 Bonds issued thereafter shall be the last interest payment date on which interest has been paid. The Series 1991 Bonds shall be subject to redemption prior to maturity as hereinafter set forth. Section 5. The Series 1991 Bonds shall be executed on behalf of the City by the Mayor and City Clerk and shall have impressed thereon the seal of the City. The Series 1991 Bonds may be signed by the facsimile signature of the Mayor and the facsimile signature of the City Clerk. The Series 1991 are secured on a parity of lien, pledge and security with Additional Bonds, issued under this Ordinance, and the term "Bonds" refers to and includes the Series 1991 Bonds and any Additional Bonds outstanding hereunder. The Bonds, together with interest thereon, shall be payable solely out of the Water and Sewer Revenue Bond Fund, hereafter described, and shall be a valid claim of the holders thereof only against such fund and the amount of revenues pledged thereto or deposited therein, which revenues are hereby pledged and mortgaged for the equal and ratable payment of the Bonds and shall be used for no other purpose than to pay the principal, premium, if any, interest and Trustee's and Paying Agent's fees on and in connection with the Bonds. The Bonds shall not constitute an indebtedness of the City within any constitutional or statutory limitation. tcU.y\bccLod2 -5- • Section 6. The Series 1991 Bonds shall be in substantially the following form and the Mayor and City Clerk are hereby expressly authorized and directed to make all recitals contained therein: • «k.y%mt.t.oaz —6— Naw • (Form of Bond) REGISTERED REGISTERED No. UNITED STATES OF AMERICA STATE OF ARKANSAS COUNTY OF INDEPENDENCE CITY OF BATESVILLE, ARKANSAS REFUNDING AND IMPROVEMENT WATER AND SEWER REVENUE BOND SERIES 1991 (A) (B) Interest Rate: Maturity Date: Interest Commencement Date: Registered Owner: Principal Amount: Dollars ($ ) CUSIP No. KNOW ALL MEN BY THESE PRESENTS: That the City of Batesville, County of Independence, State of Arkansas (the "City") , for value received, hereby promises to pay, but solely from the source as hereinafter provided and not otherwise, to the Registered Owner shown above, upon the presentation and surrender hereof at the principal corporate office of First National Bank of Lawrence County in the City of Walnut Ridge, , or its successor or successors, as Trustee and as Paying Agent (herein referred to as the "Trustee") , on the Maturity Date shown above, the Principal Amount shown above, in such coin or currency of the United States of America as at the time of payment shall be legal tender for the payment of public and private debts and to pay by check or draft interest thereon, but solely from the source as hereinafter provided and not otherwise, in like coin or currency from the Interest Commencement Date shown above at the Interest Rate per annum shown above, payable semiannually on the 1st days of February and August of each year, until payment of such principal sum or, if this Series 1991 Bond or a portion thereof shall be duly called for redemption, until the date fixed for redemption, and to pay interest on overdue principal and interest (to the extent legally enforceable) at the rate borne by this Series 1991 Bond. Payment of each installment of interest shall be made to the person in whose name this Series 1991 Bond is registered on the registration books of the City maintained by the Trustee at the close of business on the fifteenth day of the month (whether or not a business day) next preceding each interest payment date (the "Record Date") , irrespective of any transfer or exchange of this Series 1991 Bond subsequent to such Record Date and prior to such interest payment date. This Series 1991 Bond is one of an issue of City of Batesville, Arkansas Refunding and Improvement Water and Sewer Revenue Bonds, Series 1991, aggregating Six Million Seventy-Five Thousand Dollars ($6, 075, 000) , in principal amount (the "Series 1991 Bonds") , and is issued for the purpose of refinancing «�Y\mt.i.mz -7- outstanding indebtedness and financing additions and improvements to the City's municipal Water and Sewer System (the "System") . The Series 1991 Bonds are being issued as Series 1991 A Bonds, in the principal amount of $4, 950, 000, to finance the cost of the Improvements, and as Series 1991 B Bonds, in the principal amount of $1, 125, 000, to finance the refunding of bonds of the City previously issued. THE SERIES 1991 BONDS ARE ISSUED PURSUANT TO AND IN FULL COMPLIANCE WITH THE CONSTITUTION AND LAWS OF THE STATE OF ARKANSAS, INCLUDING PARTICULARLY TITLE 14, CHAPTER 234 , SUBCHAPTER 2 , TITLE 14 , CHAPTER 235, SUBCHAPTER 2 AND TITLE 14 , CHAPTER 231, SUBCHAPTER 1 OF THE ARKANSAS CODE OF 1987 ANNOTATED AND DECISION OF THE SUPREME COURT OF ARKANSAS, INCLUDING CITY OF HARRISON V. BRASWELL, 209 ARK. 1094, 194 S.W. 2d 12 (1946) , AND PURSUANT TO ORDINANCE NO. ' DULY ADOPTED AND APPROVED ON , 1991 (THE "AUTHORIZING ORDINANCE") , AND DO NOT CONSTITUTE AN INDEBTEDNESS OF THE CITY WITHIN ANY CONSTITUTIONAL OR STATUTORY LIMITATION. The Series 1991 Bonds are secured on a parity of lien, pledge and security with Additional Bonds, if any, issued under the Authorizing Ordinance, and the term "Bonds" herein includes the Series 1991 Bonds and any Additional Bonds outstanding. The Bonds are not general obligations of the City but are special obligations secured by a pledge of revenues derived from the operation of the System. An amount of revenues of the System sufficient to pay the principal of and interest on the Bonds has been duly pledged for the payment of principal of, premium, if any, on and interest on �.. the Bonds. Reference is hereby made to the Authorizing Ordinance for a detailed statement of the terms and conditions upon which the Bonds are issued, of the nature and extent of the security for the Bonds, and the rights and obligations of the City, the Trustee and the bondholders. (REFERENCE IS HEREBY MADE TO FURTHER PROVISIONS OF THIS BOND ON THE REVERSE SIDE HEREOF WHICH HAVE THE SAME EFFECT AS IF SET FORTH IN THIS PLACE. ) THE CITY HAS DESIGNATED THIS SERIES 1991 BOND AS A "QUALIFIED TAX-EXEMPT OBLIGATION" WITHIN THE MEANING OF SECTION 265 OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED. «\1ay\mt.1.W2 —8— =g= s IN WITNESS WHEREOF, the City of Batesville, Arkansas has caused this Series 1991 Bond to be executed by its Mayor and City Clerk, their facsimile signatures thereunto duly authorized and its corporate seal to be impressed, lithographed or imprinted on this Series 1991 Bond. CITY OF BATESVILLE, ARKANSAS ATTEST: By (facsimile signature) (facsimile signature) Mayor City Clerk (SEAL) • • WUMewftlAXM —9— • (Reverse Side of Bond) CITY OF BATESVILLE, ARKANSAS REFUNDING AND IMPROVEMENT WATER AND SEWER REVENUE BOND, SERIES 1991 The Series 1991 Bonds or portions thereof may be redeemed at the option of the City, in whole or in part, in integral multiples of $5, 000, from funds from any source, in inverse order of maturity (and by lot within a maturity in such manner as the Trustee shall determine) on any interest payment date on and after February 1, 1998, at a redemption price equal to the principal amount being redeemed plus accrued interest to the redemption date. The Series 1991 Bonds or portions thereof are subject to mandatory redemption, in whole or in part in integral multiples of $5, 000, in inverse order of maturities (and by lot within a maturity in such manner as the Trustee shall determine) , from unused proceeds of the Series 1991 Bonds, on the first interest payment date after the determination is made that the proceeds will not be used, at a redemption price equal to 100% of the principal amount redeemed plus accrued interest to date of redemption. "Unused proceeds" are any proceeds of the sale of the Series 1991 Bonds which the City determines are not required to pay costs of refinancing the existing debt or costs of the proposed additions and Improvements to the System. The Series Bonds or portions thereof maturing February 1, 2012 , are also subject to mandatory redemption in integral multiples of $5, 000, by lot (in such manner as the Trustee shall determine) , at a redemption price equal to 100% of the principal amount redeemed plus accrued interest to the date of redemption, on February 1 the following years and in the following principal amounts: Year Principal Amount 2008 $325, 000 2009 345, 000 2010 365, 000 2011 390, 000 2012 (Maturity) 415, 000 Notice of redemption identifying the Series 1991 Bonds or portions thereof (which shall be $5, 000 or a multiple thereof) to be redeemed shall be given by the Trustee, not less than thirty (30) nor more than sixty (60) days prior to the date fixed for redemption, by mailing a copy of the redemption notice by first class mail, postage prepaid, to all registered owners of Series 1991 Bonds to be redeemed. Failure to mail an appropriate notice or any such notice to one or more registered owners of Series 1991 Bonds to be redeemed shall not affect the validity of the proceedings for redemption of other Series 1991 Bonds as to which notice of redemption is duly given in proper and timely fashion. tc\kRY\bav-i.oaz —10— • All such Series 1991 Bonds or portions thereof thus called for redemption and for the retirement of which funds are duly provided in accordance with the Authorizing Ordinance prior to the date fixed for redemption will cease to bear interest on such redemption date. This Series 1991 Bond is transferable by the registered owner hereof in person or by his attorney-in-fact duly authorized in writing at the principal corporate trust office of the Trustee, but only in the manner, subject to the limitations and upon payment of the charges provided in the Authorizing Ordinance, and upon surrender and cancellation of this Series 1991 Bond. Upon such transfer a new fully registered Series 1991 Bond or Bonds of the same series and maturity, of authorized denomination or denominations, for the same aggregate principal amount, will be issued to the transferee in exchange therefor. This Series 1991 Bond is issued with the intent that the laws of the State of Arkansas shall govern its construction. The City and the Trustee may deem and treat the registered owner hereof as the absolute owner hereof for the purpose of receiving payment of or on account of principal hereof and premium, if any, hereon and interest due hereon and for all other purposes, and neither the City nor the Trustee nor any paying agent shall be affected by any notice to the contrary. The Series 1991 Bonds are issuable only as fully registered bonds in the denomination of $5, 000, and any integral multiple thereof. Subject to the limitations and upon payment of the charges provided in the Authorizing Ordinance, Series 1991 Bonds may be exchanged for a like aggregate principal amount of Series 1991 Bonds of the same maturity of other authorized denominations. IT IS HEREBY CERTIFIED, RECITED AND DECLARED that all acts, conditions and things required to exist, happen and be performed precedent to and in the issuance of the Series 1991 Bonds do exist, have happened and have been performed in due time, form and manner as required by law; that the indebtedness represented by the Series 1991 Bonds, together with all obligations of the City, does not exceed any constitutional or statutory limitation; and that the above referred to revenues pledged to the payment of the principal of and premium, if any, and interest on the Series 1991 Bonds as the same become due and payable will be sufficient in amount for that purpose. This Series 1991 Bond shall not be valid or become obligatory for any purpose or be entitled to any security or benefit under the Authorizing Ordinance until the Certificate of Authentication hereon shall have been signed by the Trustee. «\kayMmmt.oaz —11- • (Form of Trustee's Certificate) TRUSTEE'S CERTIFICATE OF AUTHENTICATION This Series 1991 Bond is one of the Bonds designated Refunding and Improvement Water and Sewer Revenue Bonds, Series 1991, in and issued under the provisions of the within mentioned Authorizing Ordinance. FIRST NATIONAL BANK OF LAWRENCE COUNTY Walnut Ridge, Arkansas TRUSTEE By Authorized Signature DATE OF AUTHENTICATION: «Umy\mtc1xd2 —12— • (Form of Assignment) ASSIGNMENT FOR VALUE RECEIVED, ("Transferor") , hereby sells, assigns and transfers unto the within bond and all rights thereunder, and hereby irrevocably constitutes and appoints as attorney to transfer the within bond on the books kept for registration thereof with full power of substitution in the premises. DATE: Transferor GUARANTEED BY: NOTICE: Signature(s) must be guaranteed by a member firm of the National Association of Securities Dealers or a commercial bank or a trust company. «\k.Y\mt.i.aaz —13— I Section 7 . The rates charged for services of the (0 System heretofore fixed by Ordinance No. of the City, adopted , 1991 and the conditions, rights and obligations pertaining thereto, as set out in that ordinance, are hereby ratified, confirmed and continued. The City covenants that the rates shall always be maintained (including any increases if and when necessary, from time to time) at levels which will produce Net Revenues at least equal to 120% the amount necessary to pay when due principal and interest on all Bonds to which any System Revenues are pledged and to deposit the amounts required to be paid into the Debt Service Reserve and the Depreciation Fund during the current and next ensuing fiscal years. (Such rates may be reduced by the City, provided that the covenant set forth in the preceding sentence is always observed. ) As used in this Ordinance: (a) "System Revenues" means Operating Revenues plus Sales Tax Revenues, if any. (b) "Operating Revenues" means gross revenues derived from operation of the System (including earnings and profits on investments) . (c) "Sales Tax Revenues" means, for any fiscal year, revenues derived from any sales and use tax levied by the City for the purpose of providing funds for the System or expenses thereof for the then current fiscal year. It is intended that all Sales Tax Revenues shall be deposited into the Bond Fund, as set forth in Section 11, below. For all calculations under the provisions of this Ordinance, including Section 7 , and Section 14 , such revenues shall be taken into account as "Sales Tax Revenues" only to the extent that such revenues have been appropriated by the City for deposit into the Bond Fund, as received, and to the extent of (and in the amounts not to exceed) the average monthly amount projected to be collected during such fiscal year in the opinion of an independent certified public accountant not in the regular employ of the City (and acceptable to the Trustee) filed with the Trustee, as a result of such appropriation. In making the projection provided for hereby, the independent certified public accountant may rely upon a forecast or projection prepared by a consultant which (1) has previously performed at least one such forecast or projection and (2) is acceptable to such independent certified public accountant. (d) "Net Revenues" means System Revenues less the amounts required to pay the costs of operation, maintenance and repair of the System, including all expense items properly attributable to the operation and maintenance of the System in accordance with generally accepted accounting principles applicable to municipal water and sewer systems (excluding depreciation, interest and amortization expenses) . w\kay\b&ie1.od2 -14- f The City covenants that, (a) in the event that System Revenues, including Sales Tax Revenues, received and deposited should fail to equal at least one-half of System Revenues necessary to comply with the annual requirements set forth above for any period of six months, the City shall adopt an ordinance or ordinances within thirty days enacting rates for System services which shall cause sufficient System Revenues to be produced and (b) Operating Revenues exclusive of Sales Tax Revenues shall always equal at least the amounts required to pay costs of operation, maintenance and repair of the System. Nothing herein shall be construed as a pledge of Sales Tax Revenues or as an obligation of the City to appropriate Sales Tax Revenues to any purpose hereunder. Section 8 . The Manager of the System shall be custodian of the System Revenues and shall give bond for the faithful discharge of his duties as such custodian. The System shall be continuously operated as a revenue-producing undertaking. All System Revenues, as received by the Manager, shall be deposited by him or her in such depository or depositories for the City as may be lawfully designated from time to time by the Commission; subject, however, to the giving of security as now or hereafter may be required by law, and provided that such depository or depositories shall hold membership in the Federal Deposit Insurance Corporation ("FDIC") or any successor entity. All deposits shall be in the name of the City and shall be so designated as to �. indicate the particular fund to which the System Revenues belong. Any deposit in excess of the amount insured by the FDIC shall be secured by direct or fully guaranteed obligations of the United States of America unless invested as herein authorized. Section 9 . All Operating Revenues shall be deposited into a special fund hereby created and designated "Water and Sewer Revenue Fund, " in a bank selected by the Commission that is a member of the FDIC. Revenues in the Water and Sewer Revenue Fund are hereby pledged and shall be applied to the payment of the reasonable and necessary expenses of operation and maintenance of the System, to the payment of the principal of and interest on the Series 1991 Bonds, to the maintenance of Debt Service Reserves at required levels, to the providing of the Depreciation Fund, and otherwise as described herein. Section 10. There shall be paid, beginning after the first full month following issuance of the Bonds, from the Water and Sewer Revenue Fund into a fund hereby created and designated Water and Sewer Operation and Maintenance Fund (the "Operation and Maintenance Fund") , in a bank selected by the Commission that is a member of the FDIC, on the first business day of each month, an amount sufficient to pay the reasonable and necessary monthly expenses of operation, repair and maintenance of the System for such month and from which disbursements shall be made only for those purposes. Fixed annual charges such as insurance premiums and the cost of major repair and maintenance expenses may be tc\ny\b.tci.aaz —15— computed and set upon an annual basis, and one-twelfth (1/12) of the amount thereof may be paid into the Operation and Maintenance Fund each month. If in any month for any reason there shall be a failure to transfer and pay the required amount into the Operation and Maintenance Fund, the amount of the deficiency shall be added to the amount otherwise required to be transferred and paid into the fund the next succeeding month. If in any fiscal year a surplus shall be accumulated in the Operation and Maintenance Fund over and above the amount which shall be necessary to defray the reasonable and necessary costs of operation and maintenance of the System during the remainder of the then current fiscal year and the next ensuing fiscal year, such surplus may be transferred into the Bond Fund or into the Depreciation Fund, to the extent of any deficit therein, and, in the absence of any such deficit, to the Revenue Fund. Section 11. (a) (i) After making the required payment into the Operation and Maintenance Fund there shall be transferred and paid from the Water and Sewer Revenue Fund into a special trust fund, hereby created and designated "Water and Sewer Revenue Bond Fund" (the "Bond Fund") , in the Trustee, the sums sufficient, with Sales Tax Revenues, to comply with the requirements set forth in subsection (b) below. (ii) There shall be paid into the Bond Fund, as received, all Sales Tax Revenues. (b) There shall be paid into the Bond Fund until all outstanding Bonds, with interest thereon, have been paid in full or provision made for such payment, on the first business day of each month, a sum at least equal to 1/6 of the next installment of interest and a sum equal to 1/12 of the installment of principal due during the then next twelve months (either at maturity or in accordance with any mandatory redemption provisions) of the Bonds (provided that the monthly amount with respect to interest payable prior to the first interest payment date shall be an amount equal to such payment divided by the number of full months between the date of issuance and such interest payment date) plus an amount sufficient to provide for Trustee's and Paying Agent's fees on all outstanding Bonds. If Additional Bonds are issued pursuant to the provisions hereof, payments into the Bond Fund shall be increased to provide for monthly amortization of such Additional Bonds. (c) There is hereby established and shall be maintained within the Bond Fund a "Debt Service Reserve, " initially funded with Bond proceeds and existing funds in an amount equal to the Required Level (defined below) . If Additional Bonds are issued on a parity with the Series 1991 Bonds, the Debt Service Reserve must be increased upon the issuance of such Additional Bonds, so that • the amount thereof is equal to the Required Level. The Debt Service Reserve shall be established and maintained at an amount equal to the least of (1) 10% of the proceeds of all Bonds wU.y%.�Loa2 -16- R (including such amount with respect to any Additional Bond) issued or (2) the maximum annual debt service on all Bonds outstanding or (3) 1. 25 times the average annual debt service and all Bonds (including any additional bonds) outstanding (the "Required Level") . If the Debt Service Reserve is ever reduced below the Required Level, the monthly payments into the Bond Fund shall be increased by depositing therein all available System Revenues after required deposits into the Bond Fund, until the Debt Service Reserve is restored to the Required Level. The Debt Service Reserve shall be maintained as two subaccounts. Any Sales Tax Revenues transferred thereto from the Bond Fund, and all earnings thereon, shall be deposited into the "Sales Tax Revenue Subaccount. " All Operating Revenues deposited therein, and all earnings thereon, shall be deposited in the "Operating Revenues Subaccount. " In the event that the Debt Service Reserve shall exceed the Required Level, (a) funds held in the Sales Tax Revenues Subaccount may be withdrawn and applied to the redemption or defeasance of Bonds prior to maturity and (b) funds held in the Operating Revenues Subaccount may be withdrawn and (i) applied to the redemption or defeasance of Bonds prior to maturity or (ii) deposited in the Revenue Fund. (d) If the System Revenues are insufficient to make the required payment on the first business day of any month into the Bond Fund, the amount of any such deficiency in the payment made shall be added to the amount otherwise required to be paid into the Bond Fund on the first business day of the next month. If for any reason there shall be a deficiency in the payments made into the Bond Fund so that there are unavailable sufficient moneys therein to pay the principal of, interest on, and Trustee's and Paying Agent's fees in connection with the Bonds as the same become due, any sums then held in the Debt Service Reserve shall be used to the extent necessary to pay such principal, interest, and Trustee's and Paying Agent's fees. The Debt Service Reserve shall be used solely as herein provided, but the moneys therein may be invested as set forth below. (e) If a surplus shall exist in the Bond Fund (exclusive of the Debt Service Reserve) over and above current monthly requirements thereof, such surplus shall be deposited into the Debt Service Reserve, as set forth in (c) , above. Moneys in the Bond Fund shall be used solely for the payment of principal, premium, if any, and interest on the Bonds and Trustee's and Paying Agent's fees. (f) The Trustee shall withdraw from the Bond Fund on or before the due date of any Bond or interest payable therefrom, at maturity or redemption prior to maturity, and deposit with the Paying Agent, an amount equal to the amount of such Bond or interest payment for the sole purpose of paying the same, together Iwith the Paying Agent's fee. tcgmY%mLc1.od2 -17- (g) To the extent that the level of the Debt Service Reserve exceeds the Required Level, determined as set forth in Section 22 hereof, such excess shall be invested, if invested, at a yield not in excess of the yield on the Bonds (of the series to which applicable) . For this purpose, "yield" shall be determined as set forth in Section 148 of the Internal Revenue Code of 1986, as amended, and regulations issued or otherwise effective thereunder. Section 12 . After making the required payments into the Operation and Maintenance Fund the Bond Fund, and beginning after the first full month following issuance of the Bonds, there shall be paid from the Water and Sewer Revenue Fund into a fund hereby created and designated Waterworks Depreciation Fund (the "Depreciation Fund") , in a bank, selected by the Commission, that is a member of the FDIC, on the first business day of each month while any of the Series 1991 Bonds are outstanding, a sum equal to one-twelfth (1/12) of the amount necessary, as estimated by the Manager of the System to pay for new construction and acquisition, for major replacements, and for extraordinary repairs to the System during the next ensuing fiscal year. The City shall cause the Manager to file annually with the Trustee, at least fifteen days before the last day of each fiscal year, a statement, which shall set forth the factors and assumptions on which such determination is based, specifying the estimated amount necessary to be expended in the next ensuing fiscal year to pay for new construction and acquisition, major replacements, and for extraordinary repairs to the System. The moneys in the Depreciation Fund shall be used solely for such purposes and for the purpose of paying costs of damage caused by unforeseen catastrophes, except that moneys in the Depreciation Fund shall be used to the extent necessary at any time to prevent default in the payment of principal, interest, and Trustee's and Paying Agent's fees on the Series 1991 Bonds. (It is not expected that moneys remaining in the Depreciation Fund would be sufficient to prevent such a default. ) If in any fiscal year a surplus shall be accumulated in the Depreciation Fund over and above the amount which shall be necessary to cover probable replacement costs during the current fiscal year and the next ensuing fiscal year, such surplus may be transferred to the Bond Fund, to the extent of any deficit therein, and, in the absence of any such deficit, to the Revenue Fund. Section 13 . Any surplus in the Water and Sewer Revenue Fund, after making all disbursements required by the provisions of this Ordinance and making full provision for the funds herein provided, may be used, at the option of the City, for the redemption of the Bonds, prior to maturity in accordance with their respective redemption provisions; for constructing extensions, betterments and improvements to the System; or for any other lawful municipal purpose. Section 14 . So long as any Series 1991 Bonds are outstanding under the provisions of this Ordinance, the City shall «\JmykmLci.oU -18— E not issue or attempt to issue any bonds claimed to be entitled to a priority of lien on System Revenues over the lien securing the Series 1991 Bonds. The City reserves the right to issue Additional Bonds to finance or refinance the cost of constructing any future extensions, betterments or improvements to the System, but the City shall not authorize or issue any such Additional Bonds ranking on a parity with the Series 1991 unless and until there shall have been procured and filed with the Trustee a statement by an independent certified public accountant not in the regular employ of the City reciting the opinion, based upon necessary investigation, that Net Revenues for the fiscal year immediately preceding the fiscal year in which it is proposed to issue such Additional Bonds shall equal not less than 120% of the maximum annual principal and interest requirements on all the then outstanding Bonds payable from System Revenues and the Additional Bonds then proposed to be issued. For the purposes of the computation required by this paragraph, additional amounts may be added to the Net Revenues of the completed fiscal year immediately preceding the issuance of Additional Bonds, as follows: If, prior to the issuance of the Additional Bonds and subsequent to the first day of such preceding fiscal year, the City shall have increased its rates or charges imposed for services of the System there may be added to the Net Revenues of such fiscal year the additional Net Revenues which would have been received from the operation of the System during such fiscal year had such increase been in effect throughout such fiscal year, as reflected by a certificate of a duly qualified consulting engineer not in the regular employ of the City and approved by the Trustee. Section 15. The Series 1991 Bonds shall be subject to redemption prior to maturity in accordance with the terms set out in the bond form, hereinabove. Section 16. The City will keep proper books of accounts and records (separate from all other records and accounts) in which complete and correct entries shall be made of all transactions relating to the operation of the System, and such books shall be available for inspection by the holder of any of the Bonds at reasonable times and under reasonable circumstances. The City agrees to have these records audited by an independent certified public accountant at least once each year. A copy of the audit shall be delivered to the Trustee not later than 180 days after the end of each fiscal year and shall be made available to any bondholder making request therefor. In the event that the City fails or refuses to make the audit, the Trustee, or any holder of a Bond, may have the audit made, and the cost thereof shall be charged against the Operation and Maintenance Fund. Section 17 . The City covenants that it will maintain the System in good condition and operate the same in an efficient manner and at reasonable cost. While any of the Bonds are outstanding, the City agrees that, to the extent that comparable tc\mY\bawi.oaz -19- protection is not otherwise provided to the satisfaction of the Trustee, it will insure and at all times keep insured, in the amount of the full insurable value thereof, in a responsible insurance company or companies authorized and qualified under the laws of the State of Arkansas to assume the risk thereof, properties of the System, to the extent that such properties would be covered by insurance by private companies engaged in similar types of businesses (but in any event in such amounts as will avoid co-insurance responsibilities) , against loss or damage thereto from fire and other perils included in extended coverage insurance in effect in Arkansas. The insurance policies are to be taken with companies approved by the Trustee, are to carry a clause making them payable to the Trustee as its interest may appear, and are either to be placed in the custody of the Trustee or satisfactory evidence of said insurance shall be filed with the Trustee. In the event of loss, the proceeds of such insurance shall be applied solely toward the reconstruction, replacement or repair of the System, and in such event the City will, with reasonable promptness, cause to be commenced and completed the reconstruction, replacement and repair work. If such proceeds are more than sufficient for such purposes, the balance remaining shall be deposited to the credit of the Water and Sewer Revenue Fund, and if such proceeds shall be insufficient for such purposes the deficiency shall be supplied first from moneys in the Depreciation Fund and second from moneys in the Operation and Maintenance Fund and third from surplus moneys in the Water and Sewer Revenue Fund. Nothing shall be construed as requiring the City to expend any IL moneys for operation and maintenance of the System or for premiums on its insurance which are derived from sources other than the operation of the System, but nothing shall be construed as preventing the City from doing so. Section 18 . Bonds for the payment or redemption of which moneys or Government Securities, as defined in Section 22 hereof, which are not subject to call prior to maturity (except at the option of the holder thereof) shall have been deposited with the Paying Agent (whether upon or prior to the maturity or the redemption date of such bonds) shall be deemed to be paid and discharged; provided, however, that if such Bonds are to be redeemed prior to the maturity thereof, notice of such redemption shall have been duly given or provided for. In determining the sufficiency of the deposit there shall be considered the principal amount of such Government Securities, the dates of maturity thereof and interest to be earned thereon until the maturity of such Government Securities. Section 19 . The City covenants that so long as any Bonds are outstanding, that it will not mortgage, pledge or otherwise encumber the System, or any part thereof or any revenues derived from the operation thereof, except as herein specifically provided, and will not sell, lease or otherwise dispose of any substantial IL portion of the same. Nothing herein shall be construed to prohibit the City from disposing of worn out or obsolete System properties or from disposing of properties not being used and not useful in k\my\b.t.t.on —20— the operation of the System, provided that all revenues derived from the disposition of such properties shall be deposited in the Water and Sewer Revenue Fund. Section 20. (a) There shall be a statutory mortgage lien upon the System, which shall exist in favor of the holders and registered owners of the Bonds until payment in full of the interest on and principal of the Bonds; and the System shall remain subject to such statutory mortgage lien until payment in full of the principal of and interest on the Bonds. Such statutory mortgage lien shall be interpreted according to the decision in City of Harrison v. Braswell, above. (b) If there be any default in the payment of the principal of or interest on any of the Bonds, or if the City defaults in any Bond Fund requirements or in the performance of any of the other covenants contained and set forth in this Ordinance, the Trustee may, and upon the written request of the holders and registered owners of not less than ten percent (10%) in principal amount of the Bonds then outstanding shall, by proper suit compel the performance of the duties of the officials of the City under the laws of Arkansas. And in the case of a default in the payment of the principal of and interest on any of the Bonds, the Trustee may, and upon the written request of holders or registered owners of not less than ten percent (10%) in principal amount of the Bonds then outstanding shall, apply in a proper action to a court of competent jurisdiction for the appointment of a receiver to administer the System on behalf of the City and the holders and registered owners with power to charge and collect (or by mandatory injunction or otherwise to cause to be charged and collected) rates sufficient to provide for the payment of the expenses of operation, maintenance and repair and to pay any Bonds and interest outstanding and to apply the revenue in conformity with the laws of Arkansas and with this Ordinance. When all defaults in principal and interest payments have been cured, the custody and operation of the System shall revert to the City. (c) No holder or registered owner of any of the out- standing Bonds shall have any right to institute any suit, action, mandamus or other proceeding in equity or at law for the protection or enforcement of any right under this Ordinance or under the laws of Arkansas unless such holder or registered owner previously shall have given to the Trustee written notice of the default on account of which such suit, action or proceeding is to be taken, and unless the holders and registered owners of not less than ten percent (10%) in principal amount of the Bonds then outstanding shall have made written request of the Trustee after the right to exercise such powers or right of action, as the case may be, shall have accrued, and shall have afforded the Trustee a reasonable opportunity either to proceed to exercise the powers herein granted or granted by the laws of Arkansas, or to institute such action, suit or proceeding in its name, and unless, also, there shall have been offered to the Trustee reasonable security and indemnity against the costs, expenses and liabilities to be incurred therein w1,1my\bQtct.oa2 —21- r or thereby and the Trustee shall have refused or neglected to comply with such request within a reasonable time, and such notification, request and offer of indemnity are hereby declared in every such case, at the option of the Trustee, to be conditions precedent to the execution of the powers and trusts of this Ordinance or to any other remedy hereunder. It is understood and intended that no one or more holders or registered owners of the Bonds hereby secured shall have any right in any manner whatever by his or their action to affect, disturb or prejudice the security of this Ordinance, or to enforce any right hereunder except in the manner herein provided, that all proceedings at law or in equity shall be instituted, had and maintained in the manner herein provided and for the benefit of all holders and registered owners of all outstanding Bonds and that any individual rights of action or other right given to one or more of such holders and registered owners by law are restricted by this Ordinance to the rights and remedies herein provided. (d) All rights of action under this Ordinance or under any of the Bonds secured hereby, enforceable by the Trustee, may be enforced by it without the possession of any of the Bonds appertaining thereto, and any such suit, action or proceeding instituted by the Trustee shall be brought in its name for the benefit of all the holders and registered owners of such Bonds, subject to the provisions of this Ordinance. • (e) No remedy herein conferred upon or reserved to the Trustee or to the holders of the Bonds is intended to be exclusive of any other remedy or remedies herein provided, and each and every such remedy shall be cumulative and shall be in addition to every other remedy given hereunder or given by law. (f) No delay or omission of the Trustee or of any holders of the Bonds to exercise any right or power accrued upon any default shall impair any such right or power or shall be construed to be a waiver of any such default or an acquiescence therein; and every power and remedy given by this Ordinance to the Trustee and to the holders of the Bonds, respectively, may be exercised from time to time and as often as may be deemed expedient. (g) The Trustee may, and upon the written request of the holders of not less than fifty percent (50%) in principal amount of the Bonds then outstanding shall, waive any default which shall have been remedied before the entry of final judgment or decree in any suit, action or proceeding instituted under the provisions of this Ordinance or before the completion of the enforcement of any other remedy, but no such waiver shall extend to or affect any other existing or any subsequent default or defaults or impair any rights or remedies consequent thereon. (h) The cost of any proceedings brought to enforce the Bonds or any provision of this Ordinance, including reasonable L.v.Y\k.�t.oaz -22- attorney's fees, shall, be a debt of the City and shall be paid by the City as incurred and billed by the Trustee. (i) The City covenants that the holders and registered owners of the Bonds shall have the protection of the provisions of Arkansas Code of 1987 §14-235-223 , and the City will diligently proceed to enforce the lien of unpaid sewer charges against the premises served by the sewer facilities and to collect the amount due, together with the penalty and expenses authorized by that or any successor or like law. And, if the City shall fail to proceed within thirty (30) days after written request shall have been filed by the Trustee, the Trustee may and upon the written request of the holders ad registered owners of not less than ten percent (10%) in principal amount of the Bonds then outstanding shall, proceed to enforce the lien in accordance with and pursuant to the authorization of that or any successor or like law. Section 21. This Ordinance shall constitute a binding contract between the City and the holders of the outstanding Bonds, and the City will at all times strictly adhere to the terms and provisions hereof and will fully discharge all of its obligations hereunder. Subject to the terms and provisions set forth below and not otherwise, the holders of not less than seventy-five percent (75%) in aggregate principal amount of the Bonds then outstanding shall have the right, from time to time, to consent to and approve the adoption by the City of such ordinance • supplemental to this Ordinance as shall be necessary or desirable for the purpose of modifying, altering, amending, adding to or rescinding in any particular, any of the terms or provisions of this Ordinance or in any supplemental ordinance, except that there shall not be permitted (a) an extension of the maturity of the principal of or the interest on any Bond, or (b) a reduction in the principal amount of any Bond or the rate of interest thereon, or (c) the creation of a lien upon or a pledge of revenues other than as expressly authorized by this Ordinance as now adopted, or (d) the creation of a privilege of priority of any Bond or Bonds over any other Bond or Bonds, or (e) a reduction in the aggregate principal amount of the Bonds required for consent to such supplemental ordinance. Section 22 . (a) Moneys held for the credit of the Debt Service Reserve in the Bond Fund shall be invested and reinvested in (i) direct or fully guaranteed obligations of the United States of America (including any such securities issued or held in book- entry form on the books of the Department of the Treasury of the United States of America) ("Government Securities") or (ii) in time deposits or certificates of deposit of banks, including the Trustee, which are insured by the Federal Deposit Insurance Corporation (the "FDIC") , or, if in excess of insurance coverage, collateralized by Government Securities, or (iii) obligations issued by the Government National Mortgage Association or (iv) money market funds comprised exclusively of investments described in (i) or (iii) above (collectively, "Permitted Investments' ) all of which shall mature, or which shall be subject to redemption by tcUmy\batol.oU -23- • the holder thereof, at the option of such holder, not later than five (5) years after the date of investment or the final maturity date of the outstanding bonds, whichever is earlier. The Trustee shall so invest and reinvest pursuant to the direction of the City and in the Trustee's discretion in the absence of any direct instruction from the City. (b) Moneys held for the credit of the Bond Fund (other than the Debt Service Reserve) shall be invested and reinvested in Permitted Investments, which shall mature, or which shall be subject to redemption by the holder thereof, at the option of such holder, not later than the date or dates when the moneys will be required for payment of the principal of and interest on the Bonds when due. The Trustee shall invest and reinvest pursuant to the direction of the City and in the Trustee's discretion in the absence of any direct instructions from the City. (c) Moneys held for the credit of the Construction Fund and all other Funds established hereunder may be invested and reinvested pursuant to the direction of the City in Permitted Investments which shall mature, or which shall be subject to redemption by the holder thereof, at the option of such holder, not later than the date or dates when such money will be required for the purposes intended. (d) Obligations so purchased as an investment of moneys • in any fund shall be deemed at all times to be a part of such fund and the interest accruing thereon and any profit realized from such investments shall be credited to such fund, and any loss resulting from such investment shall be charged to such fund. (e) Investments of moneys in all funds shall be valued in terms of current market value at least annually. To the extent that the value of the Debt Service Reserve exceeds the Required Level, funds shall be transferred as set forth in Section 11 hereof; to the extent the value of the Debt Service Reserve is less than the Required Level, such deficiency shall be cured within 180 days. Section 23 . When the Series 1991 Bonds have been executed and the seal of the City impressed as herein provided, they shall be delivered to the Trustee, and the Trustee shall authenticate them and deliver them to the Underwriter upon payment in cash of the purchase price of $5, 991, 772 . 50 plus accrued interest from December 1, 1991, to the date of delivery ("total sale proceeds") plus funds provided by the Commission. The Trustee shall disburse such funds as set forth in detail in a letter of delivery instructions and delivered to the Trustee as follows: (1) The Trustee shall deposit the amount of the accrued interest in the Bond Fund. to\kay%mmi.oaz —24— (2) The Trustee shall deposit the amount necessary to refund 1976 Bonds and the 1978 Bonds into a special trust account for the retirement of the 1976 Bonds and the 1978 Bonds. (3) The Trustee shall deposit the sum of $607 , 500 into the Debt Service Reserve. (4) The Trustee shall pay such costs of issuance of the Series 1991 Bonds as shall be specified in the letter of delivery instructions. (5) The Trustee shall remit the balance to the City for deposit in a special account in the name of the City designated "Waterworks Revenue Construction Fund" ("Construction Fund") in a bank or banks selected by the City. The moneys in the Construction Fund in excess of the amount insured by the FDIC shall be continuously secured by Government Securities (though any moneys invested as hereafter authorized need not be so secured) . The moneys in the Construction Fund shall be disbursed solely in payment of the costs of accomplishing the Improvements, paying necessary expenses incidental thereto and paying expenses of issuing the Series 1991 Bonds not paid by the purchasers. Disbursements shall be on the basis of checks or requisitions which shall contain at least the following information: the person to whom payment is being made; the amount of the payment; and the purpose by general classification of the payment. Each check or requisition must be signed by the Manager of the System and one other person designated by the Commission and in the case of all items of expense over which the consulting engineer shall exercise supervision (which shall include all expenses except engineering fees, legal fees, and expenses pertaining to the issuance of the Series 1991 Bonds) each check or requisition shall be accompanied by a certificate signed by the consulting engineer certifying approval thereof. In the case of requisitions, the depository shall issue its check upon the Construction Fund payable to the person, firm or corporation designated in the requisition. The depository of the Construction Fund shall be required to keep accurate records as to all payments made on the basis of requisitions, and the Commission of the City shall be required to keep accurate records of all payments made on the basis of checks. When the Improvements have been completed and all required expenses paid and expenditures made from the Construction Fund for and in connection with the accomplishment of the improvements and the financing thereof, this fact shall be evidenced by a certificate signed by the Manager of the System and by the consulting engineer, which certificate shall state, among other things, the date of the completion and that all obligations payable from the Construction Fund have been discharged. A copy of the certificate shall be filed with the depository of the Construction Fund, and a copy with the Trustee, and upon receipt thereof the depository of the Construction Fund shall transfer any remaining balance to the Bond Fund. Moneys so transferred shall be f tcvaY\mtc,.mz -25- R • used to redeem bonds in accordance with the mandatory redemption provisions applicable to unused proceeds of the Bonds. Section 24 . In the event the office of Mayor, City Clerk, City Treasurer, Commission, Manager of the System or City Council shall be abolished, or any two or more of such offices shall be merged or consolidated, or in the event the duties of a particular office shall be transferred to another office or officer, or in the event of a vacancy in any such office by reason of death, resignation, removal from office or otherwise, or in the event any such officer shall become incapable of performing the duties of his office by reason of sickness, absence from the City or otherwise, all powers conferred and all obligations and duties imposed upon such office or officer shall be performed by the office or officer succeeding to the principal functions thereof, or by the office or officer upon whom such powers, obligations and duties shall be imposed by law. Section 25. It is understood and agreed that the Commission, acting for and on behalf of the City, has custody of and control over the System, operates, maintains and repairs the System and collects and handles System revenues. Therefore, it is understood and agreed that even though there are some express references to the Commission, all references herein to the City shall, when appropriate in view of the authority and responsibility of the Commission, be construed to mean and include the Commission. • To this end, the Commission shall be obligated to perform all covenants and obligations with reference to the System and System revenues, set forth herein, the performance of which are within its authority and jurisdiction. It is understood and intended that the bondholders have relied on, and are beneficiaries of, such commitments of the Commission. Section 26. The Mayor is hereby directed to publish for one insertion in a newspaper which is published in the City and of general circulation therein, this Ordinance, to which shall be attached a Notice signed by him in substantially the following form: tc\my\eotci.mz —26— Section 27. The Trustee shall only be responsible for the exercise of good faith and reasonable prudence in the execution of its trust. The recitals in this Ordinance and in the face of the Bonds are the recitals of the City and not of the Trustee. The Trustee shall not be required to take any action as Trustee unless it shall have been requested to do so in writing by the holders of not less than ten percent (10%) in principal amount of the Bonds then outstanding and shall have been offered reasonable security and indemnity against the costs, expenses and liabilities to be incurred therein or thereby. The Trustee may resign at any time by ten (10) days notice in writing to the City Clerk and the majority in principal amount of the holders of the Bonds then outstanding at any time, with or without cause, may remove the Trustee. In the event of a vacancy in the office of Trustee, either by resignation or by removal, the majority in principal amount of the holders of the Bonds then outstanding may appoint a new Trustee, such appointment to be evidenced by a written instrument or instruments filed with the City Clerk. If the majority in principal amount of the holders of the Bonds then outstanding shall fail to fill a vacancy within thirty (30) days after the same shall occur, then the City shall forthwith designate ' a new Trustee by a written instrument filed in the office of the City Clerk. The original Trustee and any successor Trustee shall execute a written acceptance of the trust imposed upon it or them by this Ordinance, but only upon the terms and conditions set forth in this Ordinance and subject to the provisions of this Ordinance, to all of which the respective holders of the Bonds agree. Such written acceptance shall be filed with the City Clerk and a copy thereof shall be placed in the bond transcript. Any successor Trustee shall have all the powers herein granted to the original Trustee. In the event of a change in the office of Trustee, the former Trustee which has resigned or been removed shall cease to be Paying Agent and the successor Trustee shall automatically become the Paying Agent. Section 28. Anything herein to the contrary notwith- standing, all rights of any holder of any Bond to or with respect to any moneys or investments held in any fund hereunder shall terminate at the expiration of two years plus six months from the date of maturity of such Bond, whether by scheduled maturity or by call for redemption prior to maturity in accordance with the terms hereof. Section 29 . (a) The City covenants that it shall not take any action or suffer or permit any action to be taken or condition to exist which causes or may cause the interest payable on the Bonds to be subject to federal income taxation. Without limiting the generality of the foregoing, the City represents and covenants that the proceeds of the Bonds and System revenues will not be used directly or indirectly in such manner as to cause the Bonds to be treated as "arbitrage bonds" within the meaning of Section 148 of the Internal Revenue Code of 1986, as amended (the "Code") . The City covenants to pay to the United States Treasury «\my\t.tc1.aa2 -28- any arbitrage rebate due under Section 148 of the Code at the times required by Section 148 of the Code, if any be required. (b) The City shall assure that (1) not in excess of ten percent (10%) of the Net Proceeds of the Bonds is used for Private Business Use if, in addition, the payment of more than ten percent (10%) of the principal or ten percent (10%) of the interest due on the Bonds during the term thereof is, under the terms of the Bonds or any underlying arrangement, directly or indirectly secured by any interest in property used or to be used for a Private Business Use or in payments in respect of property used or to be used for a Private Business Use or is to be derived from payments, whether or not to the City, in respect of property or borrowed moneys used or to be used for a Private Business Use; and (ii) that, in the event that both (A) in excess of five percent (5%) of the Net Proceeds of the Bonds are used for a Private Business Use, and (B) an amount in excess of five percent (5%) of the principal or five percent (5%) of the interest due on the Bonds during the term thereof is, under the terms of the Bonds or any underlying arrangement, directly or indirectly, secured by any interest in property used or to be used for a Private Business Use or in payments in respect of property used or to be used for a Private Business Use or is to be derived from payments, whether or not to the City, in respect of property or borrowed money used or to be used for a Private Business Use, the excess over such five percent (5%) of Net Proceeds of the Bonds used for a Private Business Use shall be used for a Private Business Use related to the governmental use of the System. The City shall assure that not in excess of five percent (5%) of the Net Proceeds of the Bonds is used, directly or indirectly, to make or finance a loan to persons other than state or local governmental units. As used in this subsection (b) , the following terms shall have the following meanings: "Net Proceeds" means the face amount of the Bonds, plus accrued interest and premium, if any, less original issue discount, if any, less any amount deposited into the Debt Service Reserve which is derived from the sale proceeds of the Bonds. "Private Business Use" means use directly or indirectly in a trade or business carried on by a natural person or in any activity carried on by a person other than a natural person, excluding, however, use by a state or local governmental unit and use as a member of the general public. (c) The Series 1991 Bonds are hereby designated as "qualified tax-exempt obligations" within the meaning of Section 265 of the Code. The City represents and covenants that the aggregate principal amount of its qualified tax-exempt obligations (excluding "private activity bonds" within the meaning of Section 141 of the Code which are not "qualified 501 (c) (3) bonds" within the meaning of Section 145 of the Code) , including those of its «Imy\b.w,.mz -29- subordinate entities, to be issued in calendar year 1991 does not and will not exceed $10, 000, 000. The City further represents that (i) it does not reasonably expect that the aggregate principal amount of its tax-exempt obligations (including the Series 1991 Bonds of Series A but not including the Series 1991 Bonds of Series B Bonds but not including "private activity bonds" within the meaning of Section 141 of the Code) , including those of its subordinate entities, issued in calendar year 1990 will exceed $5, 000, 000 and (ii) the aggregate principal amount of the tax-exempt obligations issued by the City (including subordinate entities) during the year 1976 and the year 1978 (not including "industrial development bonds" within the meaning of Section 103 (b) (2) of the Internal Revenue Code of 1954 , as amended, but without regard to Section 103 (b) (3) (B) or "private loan bonds" within the meaning of Section 103 (o) (2) (A) but without regard to any exception other than Section 103 (o) (2) (C) ) did not exceed $5, 000, 000. (d) The City covenants that it will take no action which would cause the Series 1991 Bonds to be "federally guaranteed" within the meaning of Section 149 (b) of the Code; specifically, (A) the payment of any portion of principal or interest with respect to the Bonds will not be guaranteed (directly or indirectly) by the United States or any agency or instrumentality thereof and (B) not more than 5% of the proceeds of the Series 1991 Bonds (exclusive of • proceeds invested for an initial temporary period until needed for the purpose for which the Series 1991 Bonds were issued and proceeds deposited into the Bond Fund) will be invested (directly or indirectly) in federally insured deposits or accounts. Nothing in this Section shall prohibit investments in Series 1991 Bonds issued by the United States Treasury. (e) The City covenants that it will submit to the Secretary of the Treasury of the United States, not later than the 15th day of the second calendar month after the close of the calendar quarter in which the Series 1991 Bonds are issued, the statement required by Section 149 (e) of the Code. Section 30. Nothing in this Ordinance expressed or implied is intended or shall be construed to confer upon, or to give to, any person or entity, other than the City, the Trustee, and the registered owners of the Bonds, any right, remedy or claim under or by reason of this Ordinance or any covenant, condition or stipulation hereof, and all covenants, stipulations, promises and agreements in this Ordinance contained by and on behalf of the City shall be for the sole and exclusive benefit of the City, the Trustee, and the registered owners of the Bonds. Section 31. The provisions of this Ordinance are hereby declared to be separable and if any provision shall for any reason be held illegal or invalid, such holding shall not affect the validity of the remainder of the Ordinance. «vmY\batci.mz -30- • Section 32 . This Ordinance shall not create any right of any kind and no right of any kind shall arise hereunder pursuant to it until the Series 1991 Bonds shall be issued and delivered. Section 33 . All ordinances and resolutions or parts thereof, in conflict herewith are hereby repealed to the extent of such conflict. Section 34 . It is hereby ascertained and declared that the Improvements must be accomplished as soon as possible in order to make the System adequate for the needs of the City and its inhabitants, without which the life, health, safety and welfare thereof are jeopardized, and that the issuance of the Series 1991 Bonds and the taking of the other action authorized by this Ordinance is necessary for the accomplishment thereof. It is, therefore, declared that an emergency exists and this Ordinance being necessary for the immediate preservation of the public peace, health and safety shall take effect and be in force from and after its passage. PASSED: ( y��, ��� /, �� 1991. APPROVED: ATTEST: City Clerk (SEAL) • mmyb.wei.oax -31- FL CERTIFICATE The undersigned, City Clerk of the City of Batesville, Arkansas, hereby certifies th t the foregoing pages are a true and correct copy of Ordinance No. /-//- / , adopted at a Q t,6A session of the Council of the City of Batesville, Arkansalg, held at the regular meeting place of the Council in the City at �_ �.m. , on the - — day of 46tH-r'&'< , 1990, and that saidn Ordinance is of record in Ordinance Record Book No. , Page o(o�� , now in my possession. GIVEN under my hand and seal this day of -ja-*ya-�A- , 1991. City Clerk (SEAL) tc\Jay\bntci.oC -32-